Legal notice
This notice is published in accordance with Spanish Law 34/2002 on information society services and electronic commerce (LSSICE).
Who operates this website
247expat.com is operated and published by:
Retail Consulting UK Ltd Company number 06711242 211 Manchester New Road, Manchester M24 1JT, United Kingdom
The same company provides the visa application services described below. Operating the website and providing those services are distinct roles, and this notice identifies the company in both. Health insurance is not provided by it — that relationship is set out separately below.
What this website is
247 Expat publishes English-language guidance about moving to and living in Spain. The guides are editorial. They are general information, not legal, tax, immigration or financial advice, and reading them does not create a professional relationship of any kind.
Where this website refers you to a paid service, that service is provided by one of the parties identified below — not by the website itself.
Visa services
Visa application services referred to on this website are provided by:
Retail Consulting UK Ltd Company number 06711242 211 Manchester New Road, Manchester M24 1JT, United Kingdom
Retail Consulting UK Ltd provides administrative and processing assistance. It does not provide legal representation before courts or before authorities exercising discretionary decision-making powers, and all immigration decisions remain solely with the relevant government authorities. No visa outcome, processing time or approval is guaranteed by anyone.
When you begin an application you leave this website and enter a service operated by Retail Consulting UK Ltd, under that company's own terms and privacy policy.
Health insurance
Health insurance referred to on this website is distributed by:
Stephen Paul Gregory Exclusive Insurance Agent, registered with the Dirección General de Seguros y Fondos de Pensiones under registration number C0320Y2155969D NIE Y2155969D C/ Alcalde Clemente García 19, 5, 30169 San Ginés, Murcia, Spain
Stephen Paul Gregory is authorised and registered as an Exclusive Insurance Agent under Spanish insurance-distribution law, and as an exclusive agent distributes the health-insurance products of Sanitas S.A. de Seguros only. Professional indemnity cover and all financial guarantees are provided by Sanitas S.A. de Seguros, which assumes full responsibility for those distribution activities under the exclusive agency relationship.
247 Expat is not an insurer and is not an insurance intermediary. This website does not sell insurance, does not advise on insurance, and does not receive insurance applications. Where it links to insurance, the distribution relationship above applies and the application takes place on the distributor's own website.
Applicable Spanish insurance legislation includes Royal Decree-Law 3/2020 (insurance distribution), Law 20/2015 (LOSSEAR) and Royal Decree 1060/2015 (ROSSEAR).
Intellectual property
The text, structure and design of this website belong to its operator, except where third-party material is identified. Photography is licensed from its respective photographers under the licence applicable to each image; licensing records are retained by the operator.
Links to other websites
This website links to government sources, official publications and to the service providers named above. It does not control those destinations and is not responsible for their content.
Complaints
A complaint about visa services should be directed to Retail Consulting UK Ltd using the route in that company's terms and conditions.
A complaint about insurance distribution may be raised with the distributor and, if unresolved, escalated to the Sanitas Customer Ombudsman (Defensor del Cliente) and then to the DGSFP complaints service at dgsfp.mineco.gob.es. The European Online Dispute Resolution platform is available at ec.europa.eu/consumers/odr.
A complaint about this website, and any question about personal data or request to exercise a data-protection right, should be sent to info@247expat.com.
Updates
This notice may be updated. The version published on this page is the one in force.